P
Pulse Wallet · Concept v0.4

Stakeholder review · 26 Apr

Your money,
on autopilot.

A wallet that tucks away spare change every time you spend, in the background, until the next time you check in.

Concept ·Mocked data, real gestures

The insight

73% of people in their 20s say they "have no idea where their salary went."

From 312 in-app interviews. The single biggest pain point isn't budgeting — it's the feeling of money disappearing.

"I open my banking app, see €387 in my account, and just close it. I don't know what I'd do with that information."

— L., 24, Lisbon

"I've tried four budgeting apps. They all want me to log meals. I'm not going to."

— M., 28, Brooklyn

"What if I didn't have to do anything, and at the end of the month it just told me 'you saved $47'?"

— S., 22, Berlin · the seed of Pulse.

Demo · scroll the phone

A working prototype. Inside the slide.

Scroll the phone on the right. Tap a transaction to see Pulse round it up and tuck the change into your safe.

Saved this week

14.32

Round-ups

19

Goal · trip to Lisbon

23%

Built with React Native + Reanimated. Embed shown is the same code, running.

Hi, Léa

Today's pulse

L

Your safe

142.78

23% of your Lisbon trip · €620

Today · tap to round up

Coffee · Bonanza

8:42 · → save €0.50

€4.50

🥗

Lunch · Sweetgreen

12:31 · → save €0.60

€12.40

🚇

Metro · Day pass

9:15 · → save €0.20

€6.80

🥐

Bakery · Du Pain

7:55 · → save €0.80

€3.20

📚

Books · The Strand

17:04 · → save €0.90

€22.10

🎬

Mubi · subscription

Auto · → save €0.01

€9.99

🍷

Wine · Naturalia

19:31 · → save €0.60

€5.40

The mechanic

If we ship Pulse, here's what your year looks like.

↘ Drag the dial
Saved over 12 months €0
JFMAMJJASOND
€280
€1

In 12 months you'll have

0

a long weekend in Porto

Where we're going

Six months. Three milestones. One love letter to your future self.

Q2–Q4 2026
1

May 2026

Closed beta

  • · Round-ups, single goal
  • · iOS only · invite-only
  • · 200 testers in 3 cities
2

Aug 2026

Public launch

  • · Multi-goal · Android
  • · Friends mode (cheer)
  • · Apple Pay · SEPA
3

Q4 2026

Pulse Plus

  • · Auto-invest into ETFs
  • · Family safes
  • · $4.99 / mo · the wedge

Concept review · feedback to design@pulse.app

made with care, in Berlin.

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